Quorum Passive
RG3 Balanced
A low-cost passively managed balanced portfolio using index funds and ETFs. Delivers efficient exposure to global equities and bonds with minimal cost drag and full transparency of holdings.
Performance data.
Illustrative figures to 30 April 2026. Past performance is not a reliable indicator of future results.
Annual returns
Figures are illustrative, gross of adviser and platform charges. Capital is at risk.
Detailed performance & risk statistics
| Metric | Portfolio | Benchmark | Relative |
|---|---|---|---|
| Returns (net OCF, gross adviser & platform charges) | |||
| 1 month | +0.8% | +0.7% | +0.1% |
| 3 months | +2.5% | +2.1% | +0.4% |
| 6 months | +4.0% | +3.4% | +0.6% |
| Year to date | +1.9% | +1.6% | +0.3% |
| 1 year | +8.8% | +8.1% | +0.7% |
| 3 years (cumulative) | +27.2% | +24.8% | +2.4% |
| 5 years (cumulative) | +44.8% | +40.2% | +4.6% |
| Since inception (January 2017) | +54.6% | +48.6% | +6.0% |
| Annualised returns | |||
| Annualised return (3yr) | +8.4% | +7.7% | +0.7% |
| Annualised return (5yr) | +7.7% | +7.0% | +0.7% |
| Risk statistics | |||
| Volatility (3yr annualised) | 7.6% | 8.5% | -0.9% |
| Volatility (5yr annualised) | 8.2% | 9.1% | -0.9% |
| Max drawdown | -9.8% | -12.6% | +2.8% |
Source: Quorum Capital. Benchmark: IA Mixed Investment 40–85% Shares. Figures to 30 April 2026. Net of OCF, gross of adviser and platform charges. Past performance is not a reliable indicator of future results. Capital is at risk.
Current allocation.
As at 30 April 2026. Holdings and weights are subject to change. Rebalancing occurs quarterly or on drift exceeding 5% from target weights.
| Holding | Asset type | Manager | Weight |
|---|---|---|---|
| iShares Core MSCI World ETF | Global equity | BlackRock | 28.0% |
| Vanguard UK Investment Grade Bond Index | UK corp bonds | Vanguard | 16.0% |
| iShares Core UK Gilts ETF | UK gilts | BlackRock | 12.0% |
| Cash/money market | Cash | Various | 12.0% |
| iShares Core MSCI Emerging Markets ETF | Emerging equity | BlackRock | 8.0% |
| iShares Core FTSE 100 ETF | UK equity | BlackRock | 8.0% |
| Vanguard Global Small-Cap Index | Global equity | Vanguard | 6.0% |
| iShares Physical Gold ETC | Alternatives | BlackRock | 5.0% |
| Vanguard FTSE Developed Europe ETF | European equity | Vanguard | 5.0% |
Asset class breakdown
Geographic exposure
Objective & mandate.
Long-term capital growth with a balanced risk profile through low-cost index tracking. Combines global equity ETFs and bond index funds to deliver RG3 risk-grade exposure at minimal cost.
RG3 (Balanced) on the Quorum Capital 1–6 risk scale. Minimum five-year investment horizon. Benchmark: IA Mixed Investment 40–85% Shares sector.
Rebalancing occurs quarterly or when holdings drift more than 5% from target weights. The passive construction eliminates manager selection risk and delivers complete transparency of underlying exposures at all times.
Key facts
| Launch date | September 2016 |
| Risk grade | RG3 Balanced |
| Management style | Passive (index tracking) |
| OCF | 0.06–0.08% |
| Quorum MPS fee | 0.10% |
| Benchmark | IA Mixed 40–85% |
| Minimum investment | £25,000 |
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